Insurance for Specific Needs
An Extended Reporting Endorsement (ERE), also known as tail coverage, is an addition to your policy that extends the period during which you can make or report a claim after your policy expires, is cancelled, or after you leave the policy.
Lawyers Mutual offers two ERE options:
- 4-Year Period: This option allows you to report claims for up to 4 years, aligning with the current statute of repose for legal malpractice in North Carolina.
- Unlimited Period: This option provides an unlimited timeframe to report claims.
It is important to note that while an ERE extends the reporting period under your policy, it does not cover acts, errors, or omissions that occur after your coverage under that policy has ended.