Insurance

Through our subsidiary, Lawyers Insurance Agency (LIA), insureds can access a wide range of supplemental insurance solutions designed to meet both your personal and business needs.

Explore the full range of products available through the Lawyers Insurance Agency:

• Health Benefit Trust: A comprehensive group health plan for NCBA members, administered by Lawyers Insurance and Blue Cross Blue Shield of North Carolina.
• Court Bonds: Access to a full array of Court and Probate Bonds through The Bar Plan.
• Cyber Insurance: Specialized coverage to protect your firm from cyber threats and data breaches.
• Business Insurance: Complete protection for your business, including Professional Liability, Business Owners Policy, Workers’ Compensation, Employment Practices Liability, Crime/Fidelity Insurance, and ERISA Bonds.
• Dental, Vision & Group Disability: Supplemental policies to cover dental, vision, and group disability needs.
• Personal Insurance: Expert advice on Medicare Supplement, Individual Life and Disability Insurance, and Long-Term Care options.

Visit the Lawyers Insurance Agency website to explore these offerings and ensure you have the right coverage for every aspect of your life and practice.

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Recommended Products

Cyber Insurance

Safeguard your electronic data and protect your firm with Cyber Liability Insurance from Lawyers Insurance Agency (LIA). The trust you build with your clients is your firm’s most valuable asset. If that information is compromised your reputation and your livelihood can be at risk. Now, more than ever, lawyers need a complete insurance solution - one that also includes your firm's digital footprint.

Cyber Liability Insurance | Lawyers Insurance Agency

 

Business Owner’s Insurance

A business owner's policy (BOP) comprises several coverages, including general liability (different from your professional liability) and commercial property insurance. When combined into one policy, it can provide a blanket of liability and property protection for your law firm.

BOP insurance is a smart choice for law firms because you work directly with clients and your property has value. A smartly structured BOP can protect you from a loss arising from client accidents and other incidents like burglary, fire, or other uncontrollable scenarios.

Business Owners Policy and Workers Comp | Lawyers Insurance Agency

 

Workers’ Compensation Insurance

Workers' compensation is a type of insurance coverage. This coverage provides benefits to employees who get hurt or sick because of their jobs. It helps to cover expenses like medical care and part of your lost wages if you need to take time off work. The workers' compensation system covers most full-time and part-time workers. But rules can differ from state to state, so it's good to check with your local Department of Labor. Some workers, like independent contractors and subcontractors, might not be covered. Others, like sole proprietors, might need to get self-insurance to be covered. Different rules might apply to minors.

See North Carolina Industrial Commission(CGS § 97) for Workers' Compensation Insurance information.

Business Owners Policy and Workers Comp | Lawyers Insurance Agency

 

Employment Practices Liability

Easily protect your firm from the litigious nature of today's workplace.  Employment practices liability insurance provides you protection from employee lawsuits. EPL insurance provides coverage for lawsuit expenses related to harassment claims, discrimination claims, and claims of wrongful termination. One other important coverage factor to consider is that many policies can also provide non-employee third-party claims coverage (excluding ADA claims).

Attorneys are more aware than most that people today tend to sue first and sort out the details later. We know how difficult managing personnel issues can be, and want to make sure you are covered for all aspects of running your business.

Contact an LIA agent for more details.

 

Crime Coverage

Protect your firm from loss due to theft. Your client's data and any funds you are responsible for can be desirable to external, or third-party, digital theft and cybercrime. Designed to stand alone or build on coverage provided by your Business Owner's Policy or commercial policy, crime insurance can protect your firm from any losses due to theft, fraud, or burglary committed by your employees or outside entities.

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Commercial Auto

Protect your vehicles, your employees, and your assets. Commercial auto insurance can help cover the cost of any auto accidents that happen while you or any members of your firm are driving a vehicle owned by the firm.

Your coverage provides liability and physical damage protection to help pay for medical expenses or property damage. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles. We can help find the right carrier to customize coverage to match your law firm's specific situation and work to only quote coverage that meets your needs.

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Bonds for Attorneys

Protect your practice and your clients with Court & Probate Bonds.

Court Bonds | Lawyers Insurance Agency